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The Law Office of Jean Christensen LLLC is designated as a debt relief agency under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. We help people file for relief under the U.S. Bankruptcy Code.

Hawaii's Trusted Bankruptcy Law Firm

THE LAW OFFICE OF 
JEAN CHRISTENSEN LLLC

YEARS OF BANKRUPTCY LAW EXPERIENCE

14+

STAR REVIEWS 
ON GOOGLE

5/5

CLIENTS SUPPORTED 
AND COUNTING

440+

AFFORDABLE 
ATTORNEY FEES

$

5/5 STAR RATING ON GOOGLE

“I am so thankful that you are my attorney!!! You are so together in every aspect of my case. And, you have others to help and guide too!!! We are all blessed by who you are! ”
L.R.
“I wanted to thank you again for everything you have done for us, we are truly blessed to have you in our lives. … If it’s okay, I’d like to refer you to people I know because if they should need a good attorney for a similar situation I can only think of one person and that’s you.”
E.G.
“I looked over [the paperwork you prepared] several times, and to me it looks fantastic! WOW! Impressive lol. You knew stuff about me that I forgot about lol. :)”
K.R.
“Thank you for getting me thru the creditors meeting which went very smoothly didn’t it? … Thank you for handling everything so well so I don’t have unnecessary stress! ”
K.F.
"Law they can teach you, but your willingness to support your clients through this process is a gift. Thank you. :)"
R.C.
Meet Our Team

Lindsey is the managing attorney at The Law Office of Lindsey J. Harris. Lindsey is an immigration attorney licensed in the State of Texas since 2014. Lindsey Holds a Bachelor’s Degree in Sociology from Texas A&M University, a Master’s Degree in International Relations from St. Mary’s University, and a Juris Doctorate from St. Mary’s University.

LINDSEY J. HARRIS

Attorney at Law

ABDO M. FOUDA
Client Relations Manager

ADENA BOWMAN
Supporting Attorney

GABRIELLA CSEREI
Office Manager

READ MORE REVIEWS ON OUR WEBSITE

5/5 STAR RATING ON GOOGLE

At The Law Office of Jean Christensen LLLC, you will work directly with the attorney who is in charge of your case, not a paralegal.  Contact us to get started.
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Speak with a bankruptcy attorney today.
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Get the Fresh Start You Deserve
OUR SERVICES
CHAPTER 7

When you file for Chapter 7 bankruptcy on Honolulu, you are given immediate relief from collection and an opportunity to completely eliminate debts other than special categories of obligations such as alimony and child support, most taxes, and student loans. Assets that are not exempt from liquidation are sold, and creditors each paid a pro rata share of the proceeds. However, in the vast majority of Chapter 7 cases in Hawaii, no assets are sold because they are protected by State of Hawaii or federal bankruptcy exemptions.
CHAPTER 13 BANKRUPTCY 

In Chapter 13 bankruptcy, a payment plan is proposed to the Hawaii Bankruptcy Court and is confirmed by the court if the plan meets all the requirements in the Bankruptcy Code for confirmation. Monthly payments are made to a bankruptcy trustee over 3 to 5 years, depending on the individual’s income level. The amount of the monthly payment is based on the amount of disposable income and the value of assets that cannot be fully exempted under State of Hawaii or federal bankruptcy laws. When the payments are completed and all other requirements of the plan are fulfilled, the balance then remaining is discharged.
GET ON THE ROAD TO A FRESH FINANCIAL START
Hawaii's Trusted Bankruptcy Law Firm
Get the Fresh Start You Deserve
CHAPTER 7

When you file for Chapter 7 bankruptcy in Honolulu, you are given immediate relief from collection and an opportunity to completely eliminate debts other than special categories of obligations such as alimony and child support, most taxes, and student loans. Assets that are not exempt from liquidation are sold, and creditors each paid a pro rata share of the proceeds. However, in the vast majority of Chapter 7 cases in Hawaii, no assets are sold because they are protected by State of Hawaii or federal bankruptcy exemptions.
OUR SERVICES
CHAPTER 13 BANKRUPTCY 

In Chapter 13 bankruptcy, a payment plan is proposed to the Hawaii Bankruptcy Court and is confirmed by the court if the plan meets all the requirements in the Bankruptcy Code for confirmation. Monthly payments are made to a bankruptcy trustee over 3 to 5 years, depending on the individual’s income level. The amount of the monthly payment is based on the amount of disposable income and the value of assets that cannot be fully exempted under State of Hawaii or federal bankruptcy laws. When the payments are completed and all other requirements of the plan are fulfilled, the balance then remaining is discharged.
BANKRUPTCY EXEMPTIONS (CAN I KEEP MY CAR?)

It is a common misconception that you must give up your car or other badly needed assets in order to file for bankruptcy. The truth is that most bankruptcy filers in Hawaii are able to keep their vehicles and all of their other assets, in Chapter 7 or Chapter 13. The law makes most basic household assets, and even retirement savings in excess of $1 million, exempt from liquidation.

Bankruptcy filers in Hawaii may opt to use either the State of Hawaii bankruptcy exemptions or a set of federal exemptions provided in the Bankruptcy Code. There are significant differences between the two sets of exemptions, and selecting the most advantageous can sometimes be a complicated balancing act.

Auto loans must be listed in the bankruptcy filing, as must all debts. However, filing bankruptcy does not mean the loan is canceled. The debtor can elect to reaffirm an auto loan to exclude it from the bankruptcy discharge, and thus retain the vehicle so long as timely payments continue to be made.

Jean Christensen

Bankruptcy Attorney

Jean Christensen spent her childhood years in Hawaii through high school age, when her family relocated to Washington state. Always longing to return to the Islands, she seized upon the opportunity of an eight-week assignment with the Honolulu bureau of The Associated Press in 1995 after graduating from the University of Wisconsin-Madison and working as a journalist in Wisconsin, Minnesota and Washington, D.C. That assignment led to permanent news reporting positions with The Honolulu Advertiser and The AP, where she wrote about Hawaii for national and international audiences.

Prior to forming The Law Office of Jean Christensen LLLC in 2009, Jean was an associate attorney with a commercial litigation firm in Honolulu and clerked for two years for The Honorable Robert J. Faris, chief judge of the U.S. Bankruptcy Court for the District of Hawaii. Jean serves as a director of the Hawaii Bankruptcy Bar Association and has been a frequent presenter on consumer bankruptcy topics at Continuing Legal Education seminars and conferences.  
Meet Attorney Jean Christensen
Confronting your debt can be scary. Contact us to understand your options so you can get the relief you deserve.

FREE CONSULTATIONS

PERSONALIZED ATTENTION

AFFORDABLE RATES & FLEXIBLE PAYMENT PLANS

Honolulu Office
500 Ala Moana Boulevard, Suite 7400, Honolulu, HI 96813

Schedule A Consultation

During the consultation, we will help you to understand your legal options and determine if we can support you with your case.

Prefer to call us to schedule your appointment?  Call: 808-427-0845

I wanted to thank you again for everything you have done for us, we are truly blessed to have you in our lives..."

"

GET ON THE ROAD TO A FRESH FINANCIAL START

You will work directly at all times with the attorney who is in charge on your case, not a paralegal.

Our attorney, who resides in Hawaii, is familiar with the customs, practices and requirements of the Hawaii Bankruptcy Court.

You will always be able to speak with the attorney in charge of your case when you have a question or concern.

Your attorney will personally accompany you to the Court-required meeting of creditors and make sure you are well prepared for the meeting.

How we are different
At The Law Office of Jean Christensen LLLC, you will work directly with the attorney who is in charge of your case, not a paralegal.  Contact us to get started.
SCHEDULE A FREE CONSULTATION
Speak with a bankruptcy attorney today.
Confronting your debt can be scary. Contact us to understand your options so you can get the relief you deserve.

Copyright © 2020 The Law Office of Jean Christensen LLLC. All Rights Reserved.

BANKRUPTCY EXEMPTIONS (CAN I KEEP MY CAR?)

It is a common misconception that you must give up your car or other badly needed assets in order to file for bankruptcy. The truth is that most bankruptcy filers in Hawaii are able to keep their vehicles and all of their other assets, in Chapter 7 or Chapter 13. The law makes most basic household assets, and even retirement savings in excess of $1 million, exempt from liquidation.

Bankruptcy filers in Hawaii may opt to use either the State of Hawaii bankruptcy exemptions or a set of federal exemptions provided in the Bankruptcy Code. There are significant differences between the two sets of exemptions, and selecting the most advantageous can sometimes be a complicated balancing act.

Auto loans must be listed in the bankruptcy filing, as must all debts. However, filing bankruptcy does not mean the loan is canceled. The debtor can elect to reaffirm an auto loan to exclude it from the bankruptcy discharge, and thus retain the vehicle so long as timely payments continue to be made.

THE LAW OFFICE OF 
JEAN CHRISTENSEN LLLC

File Bankruptcy From Your Home
In normal times, physical attendance is required at the Section 341 “meeting of creditors” that debtors and their attorneys are required to attend about one month after their case is filed. However, the Office of the United States Trustee has temporarily suspended meetings through April 10, 2020. The office had previously also issued directives requiring at least six feet of distance between meeting participants and requiring the accommodation of reasonable rescheduling requests for debtors who are concerned about exposure to the COVID-19 virus.


Learn More.